:root{--ground: #eef4f0;--panel: #ffffff;--panel-sunk: #e4ede7;--ink: #0d1a14;--muted: #4a6157;--faint: #6b8177;--rule: #d5e3db;--rule-strong: #c2d4c9;--accent: #0f7a52;--accent-ink: #ffffff;--accent-wash: #dcefe4;--accent-strong: #0b5c3d;--warn: #8a5c11;--warn-wash: #f7ecd8;--negative: #a8352c;--negative-wash: #f8e3e0;--quiet-wash: #e6ede9;--quiet-ink: #5f7269;--debt: #b3563f;--debt-wash: #f0ddd3;--profit: #0f7a52;--profit-wash: #d8ede3;--cac-line: #0d1a14;--font-display: "Sora", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-body: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "JetBrains Mono", ui-monospace, "SFMono-Regular", Menlo, Consolas, monospace;--shadow-panel: 0 1px 2px rgba(13, 26, 20, .05), 0 10px 28px rgba(13, 26, 20, .06);--radius: 16px;--radius-sm: 10px;--ease: cubic-bezier(.22, .61, .36, 1);--max: 1200px}@media(prefers-color-scheme:dark){:root:not([data-theme=light]){--ground: #080f0c;--panel: #101a15;--panel-sunk: #0a120e;--ink: #e7f1ec;--muted: #a9bdb2;--faint: #7d9186;--rule: #1c2b23;--rule-strong: #28392f;--accent: #4cc493;--accent-ink: #05130d;--accent-wash: #123023;--accent-strong: #7ad9b3;--warn: #e0ac57;--warn-wash: #2a2010;--negative: #e2796e;--negative-wash: #2b1512;--quiet-wash: #14201a;--quiet-ink: #93a19a;--debt: #e0937d;--debt-wash: #2e1d17;--profit: #4cc493;--profit-wash: #123023;--cac-line: #e7f1ec;--shadow-panel: 0 1px 2px rgba(0, 0, 0, .35), 0 14px 32px rgba(0, 0, 0, .36)}}:root[data-theme=dark]{--ground: #080f0c;--panel: #101a15;--panel-sunk: #0a120e;--ink: #e7f1ec;--muted: #a9bdb2;--faint: #7d9186;--rule: #1c2b23;--rule-strong: #28392f;--accent: #4cc493;--accent-ink: #05130d;--accent-wash: #123023;--accent-strong: #7ad9b3;--warn: #e0ac57;--warn-wash: #2a2010;--negative: #e2796e;--negative-wash: #2b1512;--quiet-wash: #14201a;--quiet-ink: #93a19a;--debt: #e0937d;--debt-wash: #2e1d17;--profit: #4cc493;--profit-wash: #123023;--cac-line: #e7f1ec}body{background:var(--ground);color:var(--ink);font-family:var(--font-body);font-size:16px;line-height:1.5}.shell{max-width:var(--max);margin-inline:auto;padding-inline:clamp(20px,4vw,40px)}.shell--prose{max-width:760px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}h1,h2,h3{font-family:var(--font-display);font-weight:600;letter-spacing:-.015em;color:var(--ink)}.headline{font-size:clamp(1.55rem,1.1rem + 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clamp(20px,3vw,32px)}.hero__chart-inner{max-width:var(--max);margin-inline:auto;position:relative}.hero__legend{display:flex;flex-wrap:wrap;gap:10px 20px;font-size:14px;color:var(--muted);margin-bottom:14px}.hero__legend-item{display:flex;align-items:center;gap:8px}.swatch{width:14px;height:14px;border-radius:3px;display:inline-block;flex:none}.swatch--debt{background:repeating-linear-gradient(45deg,var(--debt) 0 2.5px,var(--debt-wash) 2.5px 6px);border:1px solid var(--debt)}.swatch--profit{background:var(--profit-wash);border:1px solid var(--profit)}.swatch--cac{background:transparent;border-top:2px dashed var(--cac-line);height:0;align-self:center}.hero__svg-wrap svg{width:100%;height:auto;display:block}.hero__empty{padding:64px 20px;text-align:center;color:var(--faint);font-size:15px;border:1px dashed var(--rule-strong);border-radius:var(--radius-sm)}.hero__callout{position:relative;margin-top:-8px;margin-bottom:22px;display:inline-flex;flex-direction:column;gap:8px;align-items:flex-start;background:var(--ink);color:var(--ground);padding:18px 24px;border-radius:var(--radius-sm);box-shadow:var(--shadow-panel)}@media(prefers-color-scheme:dark){:root:not([data-theme=light]) .hero__callout{background:var(--panel);color:var(--ink);border:1px solid var(--rule-strong)}}:root[data-theme=dark] .hero__callout{background:var(--panel);color:var(--ink);border:1px solid var(--rule-strong)}.hero__callout-label{font-family:var(--font-mono);font-size:14px;letter-spacing:.1em;text-transform:uppercase;color:#eef4f09e}@media(prefers-color-scheme:dark){:root:not([data-theme=light]) .hero__callout-label{color:var(--faint)}}:root[data-theme=dark] .hero__callout-label{color:var(--faint)}.hero__callout-figure{font-family:var(--font-mono);font-weight:700;letter-spacing:-.02em;font-size:clamp(2.1rem,1.6vw + 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dd{font-family:var(--font-mono);font-size:15px;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}.cbar__actions{display:flex;flex-wrap:wrap;gap:8px;margin-inline-start:auto}.pill{display:inline-flex;align-items:center;gap:6px;height:26px;padding:0 11px;border-radius:999px;font-family:var(--font-mono);font-size:14px;letter-spacing:.02em;text-transform:uppercase;font-weight:700;background:var(--quiet-wash);color:var(--quiet-ink)}.pill:before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor;flex:none}.pill--good{background:var(--profit-wash);color:var(--accent-strong)}.pill--watch{background:var(--warn-wash);color:var(--warn)}.pill--poor{background:var(--negative-wash);color:var(--negative)}.pill--quiet{background:var(--quiet-wash);color:var(--quiet-ink)}.hatch-bg{fill:var(--debt-wash)}.hatch-line{stroke:var(--debt);stroke-width:3}.chart-axis-line{stroke:var(--rule-strong);stroke-width:1}.chart-grid-line{stroke:var(--rule);stroke-width:1;stroke-dasharray:2 4}.chart-tick-label{font-family:var(--font-mono);font-size:14px;fill:var(--faint)}.chart-curve{fill:none;stroke:var(--ink);stroke-width:2.5;stroke-linejoin:round;stroke-linecap:round;transition:d .6s var(--ease)}.chart-area-debt{fill:url(#pw-debt-hatch);opacity:.9;transition:d .6s var(--ease)}.chart-area-profit{fill:var(--profit-wash);transition:d .6s var(--ease)}.chart-cac-rect{fill:var(--cac-line);transition:x .6s var(--ease),y .6s var(--ease),width .6s var(--ease),height .6s var(--ease)}.chart-cac-label{font-family:var(--font-mono);font-size:14px;fill:var(--ink)}.chart-cross-mark{fill:none;stroke:var(--accent);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;transition:d .5s var(--ease),opacity .4s var(--ease)}.chart-cross-dot{fill:var(--panel);stroke:var(--accent);stroke-width:3;transition:cx .6s var(--ease),cy .6s var(--ease),opacity .4s var(--ease)}.chart-cross-label{font-family:var(--font-mono);font-size:14px;font-weight:700;fill:var(--accent-strong);transition:x .6s var(--ease),opacity .4s var(--ease)}@media(prefers-reduced-motion:reduce){.chart-curve,.chart-area-debt,.chart-area-profit,.chart-cac-rect,.chart-cross-mark,.chart-cross-dot,.chart-cross-label{transition:none}}.hero__summary{margin-top:16px;font-family:var(--font-mono);font-size:14px;color:var(--ink);background:var(--accent-wash);border-left:3px solid var(--accent);padding:12px 16px;border-radius:0 8px 8px 0;line-height:1.55}.ttable{margin-top:16px;border:1px solid var(--rule);border-radius:var(--radius-sm);background:var(--panel);max-height:340px;overflow-y:auto}.ttable:focus-visible{outline:2px solid var(--accent);outline-offset:-2px}.ttable table{width:100%;border-collapse:collapse;font-size:14px}.ttable thead th{position:sticky;top:0;background:var(--panel);text-align:left;font-family:var(--font-mono);font-size:14px;letter-spacing:.08em;text-transform:uppercase;color:var(--faint);padding:10px 14px;border-bottom:1px solid var(--rule-strong)}.ttable td{padding:9px 14px;border-bottom:1px solid var(--rule);font-family:var(--font-mono);font-variant-numeric:tabular-nums}.ttable .num{text-align:right;white-space:nowrap}.ttable tbody tr:last-child td{border-bottom:0}.ttable tbody tr.is-crossover td{background:var(--accent-wash);font-weight:700}.verdict-section{padding-block:clamp(40px,6vw,72px);border-top:1px solid var(--rule)}.verdict-section .headline{margin-top:10px}.verdict{margin-top:30px;display:grid;gap:2px;grid-template-columns:repeat(2,1fr);background:var(--rule);border:1px solid var(--rule);border-radius:var(--radius);overflow:hidden}@media(min-width:720px){.verdict{grid-template-columns:repeat(3,1fr)}}@media(min-width:980px){.verdict{grid-template-columns:repeat(6,1fr)}}.vtile{background:var(--panel);padding:20px 18px;display:flex;flex-direction:column;gap:10px}.vtile__label{font-size:14px;color:var(--faint);font-weight:600}.vtile__value{font-family:var(--font-mono);font-size:1.3rem;font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.01em}.verdict__note{margin-top:18px;font-size:14px;color:var(--muted);max-width:74ch;line-height:1.55}.verdict__paid{margin-top:16px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 20px;padding:16px 20px;background:var(--panel-sunk);border:1px solid var(--rule);border-radius:var(--radius-sm);font-size:14px;color:var(--muted)}.verdict__paid b{font-family:var(--font-mono);color:var(--ink);font-size:15px;font-variant-numeric:tabular-nums}.afford-section{padding-block:clamp(40px,6vw,72px);border-top:1px solid var(--rule);background:var(--panel-sunk)}.afford{max-width:640px;background:var(--panel);border:1px solid var(--rule);border-radius:var(--radius);box-shadow:var(--shadow-panel);padding:clamp(28px,4vw,44px)}.afford__eyebrow{font-family:var(--font-mono);font-size:14px;letter-spacing:.11em;text-transform:uppercase;color:var(--accent-strong);font-weight:700}.afford .headline{margin-top:10px}.afford__figurewrap{position:relative;margin-top:26px;display:inline-block;padding:14px 30px}.afford__mark{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;overflow:visible;pointer-events:none}.afford__mark path{fill:none;stroke:var(--accent);stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;opacity:.85}.afford__figure{position:relative;font-family:var(--font-mono);font-weight:700;letter-spacing:-.02em;font-size:clamp(3rem,2.4vw + 2.2rem,4.2rem);line-height:1;color:var(--accent-strong)}.afford__sub{margin-top:14px;font-size:14.5px;color:var(--muted);line-height:1.55;max-width:52ch}.afford__slider{margin-top:30px;padding-top:24px;border-top:1px dashed var(--rule-strong)}.afford__scale{display:flex;justify-content:space-between;margin-top:6px;font-family:var(--font-mono);font-size:14px;color:var(--faint)}.afford__compare{margin-top:26px;display:grid;grid-template-columns:1fr 1fr;gap:16px}.afford__compare>div{padding:14px 16px;background:var(--panel-sunk);border-radius:var(--radius-sm);border:1px solid var(--rule)}.afford__compare span{display:block;font-size:14px;color:var(--faint);margin-bottom:6px}.afford__compare b{font-family:var(--font-mono);font-size:1.05rem;font-variant-numeric:tabular-nums}.stress-section{padding-block:clamp(40px,6vw,72px)}.stress-section .headline{margin-top:10px}.stress__lede{margin-top:14px}.stress__list{margin-top:28px;border-top:1px solid var(--rule)}.lever{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:16px 22px;padding:18px 0;border-bottom:1px solid var(--rule)}.lever.is-winner{background:var(--accent-wash);margin-inline:-16px;padding-inline:16px;border-radius:var(--radius-sm);border-bottom-color:transparent}.lever__label{font-size:15px;font-weight:700;display:flex;align-items:center;gap:8px}.lever__badge{font-family:var(--font-mono);font-size:14px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-strong);border:1px solid var(--accent);border-radius:4px;padding:1px 6px}.lever__note{font-size:14px;color:var(--faint);margin-top:3px}.lever__figures{text-align:right}.lever__payback{font-family:var(--font-mono);font-size:1.05rem;font-weight:700;font-variant-numeric:tabular-nums}.lever__delta{display:block;font-family:var(--font-mono);font-size:14px;margin-top:3px;font-variant-numeric:tabular-nums}.lever__delta--down{color:var(--accent-strong)}.lever__delta--up{color:var(--negative)}.lever__delta--flat{color:var(--faint)}.stress__verdict{margin-top:26px;padding:16px 18px;background:var(--panel-sunk);border-left:3px solid 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